From Dream to Keys: Your Home, Your Journey, Our Expertise!
Discover a Faster, Cheaper and Easier Mortgage Process
Faster
Get pre-approved in minutes.
Closings on average in 20 days or less.
Cheaper
1% and 3% down options.
Borrower Assistance Programs
Savings that average over $9,400 versus large banks and retail lenders
Easier
User-friendly technology allows you to track the status of your loan throughout the process
The Next Steps
Go From Dream. To Dream Home in 9 Simple Steps.
Get Pre Approved
Find Your Dream Home
Order Appraisal & Home Inspection
Loan is submitted to processing
Gather all necessary documentation validating credit, income, and assets
Loan is submitted to underwriting
Loan is conditionally approved
Loan is Clear to Close
Closing Day
Ensuring a Stress-Free Process
The Do's and Don'ts in the Home Buying Journey
The Do's
Pay your monthly bills on time
Keep existing credit card accounts open
Continue to stick to a budget and build your savings
Return requested documentation promptly
Send new documentation like pay stubs and bank statements
so your file remains updated
Speak with your Loan Officer if you have any questions
The Don'ts
Apply for new lines of credit or shut down existing accounts;
this includes co-signing for a loan
Make large purchases on existing credit
Deposit large, unsourced sums of money without consulting your loan officer first
Deplete your funds that will be used for closing
Quit your job, change jobs, or do anything that could potentially reduce your income
6 Things Not to Do When Applying for a Mortgage
When Lenders Review Your Application, They Like to See Consistency in Your Finances
Do not make major purchases like furniture, appliances, jewelry, vehicles or vacations.
Don't change or quit your job.
Consult with your mortgage professional before withdrawing, depositing or moving large amounts of money in or out of your bank account.
Do not pay off debts or collections (unless instructed to do so by a mortgage professional).
Avoid using cash for a good faith deposit – cash is difficult to verify and could result in a closing delay.
Don’t have your credit report pulled too many times – this can hurt your credit score.
What customers say about Your Company
Andrew saved my deal! I am a real estate agent and my buyer came to me pre approved by another lender. Several days after our contract was accepted that lender said they could not approve the loan. Andrew took over and was able to finance my buyer. We settled on time even though we were several days into the process. Throughout the process he was professional and very quick to respond to inquiries. He also maintained communication about the progress of the loan. I highly recommend.
Charnell Williams
Thankful Real Estate Partner
Loved working with this company for my home loan. They were able to close in a quick and efficient man or. They did such a great job we used them for the another loan that we needed as well!
Nathan O'Rielly
Local Real Estate Investor
Using a Broker Makes A Big Difference
Why work with big banks and corporations when independent mortgage professionals provide faster closings, better service and lower rates?
We shop multiple lenders to find the best rate and product for your needs.
We can get you to the closing table and into your dream home faster (20 days or less).
We offer wholesale interest rates — some of the lowest in the industry.
We’re experts at mortgages — because it’s all we do!
We offer technology that lets you apply for your mortgage anywhere
and track your loan progress all the way to closing!
Office: 435 E Main St STE A
Buford, GA 30518
NMLS #2173238
Call 678-327-4255
Email: clance@nexamortgage.com
NEXA Mortgage, LLC
NMLS #1660690
603-344-9333
